EOBI Pension Estimator

Enter your average wage and years of service — your estimated monthly pension appears at once.

Average monthly wage, last 12 months (Rs) Years of insurable service Gender (sets the pension age)

Your estimated monthly pension

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Enter your average monthly wage and years of service above — your pension appears here at once.

Formula: average monthly wage × years of service ÷ 50, with a minimum pension of Rs 11,500 a month since January 2025. At least 15 years of insurable service are needed. Last reviewed: 15 November 2026.

Disclaimer: This tool is provided for general information and guidance only. Grand Lines is not responsible for any error or mistake in the information or results it shows. Please verify all information from the official source before acting on it.

Key Points:

EOBI pension is 2% of your average wage for each year of service
You need at least 15 years of insurable service to qualify
The minimum pension is Rs 11,500 a month from January 2025
Pension age is 60 for men and 55 for women

PAKISTAN: This estimator works out your EOBI old-age pension from your wage and service years.

Enter your average monthly wage from the last 12 months. Then enter your years of insurable service. Pick your gender for the pension age. Your estimated monthly pension appears at once.

The formula comes from the Employees’ Old-Age Benefits Act 1976. Your average wage is multiplied by your years of service and divided by 50. That is 2% of your wage for each year you contributed.

The result can never fall below the minimum pension. Since January 2025 the minimum is Rs 11,500 a month. A worker whose formula pension is lower still gets Rs 11,500.

You must have at least 15 years of insurable service to qualify. Service below 15 years pays no old-age pension. Men can claim at 60 and women at 55.

Pension Orders Bring Relief to Retired Workers in Faisalabad

Contributions come from the minimum wage. The employer pays 5% and the worker pays 1%. On the Rs 40,700 minimum wage from July 2026, that is Rs 2,035 from the employer and Rs 407 from the worker each month.

This is an estimate under the EOBI formula. Your exact pension depends on your EOBI contribution record. Confirm the figure with your employer or the nearest EOBI office before you rely on it.

All figures follow the Employees’ Old-Age Benefits Act 1976 and the minimum pension in force since January 2025. Last reviewed: 15 November 2026. The minimum pension and minimum wage are re-checked each year.

Frequently asked questions

How is EOBI pension calculated?

Multiply your average monthly wage by your years of service and divide by 50. That is 2% per year. The result is your estimated monthly pension, subject to the Rs 11,500 minimum.